Townsville · Vehicle finance
Know the number
before you fall in love.
Work out what you can comfortably spend first, and the rest of it gets a whole lot easier. Our finance team sorts it in-house — same building, same people, no being handed off to a call centre in another state.
Apply online in a few minutes — approval in as little as 90 minutes. No obligation either way.
How it actually works
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01
Tell us roughly what you're after
A car in mind, or just a budget and a rough idea. Apply online in a few minutes, send the form below, or ring us — you don't need paperwork in front of you to start.
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02
We put options in front of you
We work with a panel of lenders rather than one, so we can compare and come back to you with what's realistically available — term, weekly figure, and what it actually costs over the life of the loan.
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03
You decide, then you drive
Happy with it? We handle the application and the paperwork from here. Not happy? Walk away — you've lost nothing but a phone call.
Straight answers
No surprises
at the desk.
The weekly figure you're quoted is the weekly figure you sign. We'll show you the term, the total amount payable and any fees before you commit to anything — not after you've already picked the colour.
What we can look at
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New, demo and used
Anything in our yard across all eight brands — and used cars we didn't sell you, too.
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Trade-in rolled in
If you're trading something, we can work its value into the deal so you're only financing the difference.
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Business and ABN buyers
Utes, trucks and work vehicles. Talk to us about what suits the business rather than guessing.
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Pre-approval before you shop
Walk in already knowing your ceiling. It makes the whole conversation shorter and a lot less stressful.
Questions people actually ask
What is pre-approval, in plain English?
It's a lender indicating, in advance, roughly how much they're willing to lend you. It isn't a guarantee and it isn't final — but it means you can shop knowing your ceiling instead of finding out at the end.
What will you need from me?
Usually ID, proof of income, and some detail on your regular expenses. Every lender is a bit different, so we'll tell you exactly what's needed for your situation rather than sending you off with a generic list.
Do I have to finance through you?
Not at all. Plenty of people arrange their own through a bank or broker and just buy the car. We're happy either way — it's worth comparing.
Can I pay it out early?
Usually yes, though some contracts include early termination or break costs. Ask us before you sign and we'll point out exactly where that sits in your contract.
What if my situation isn't straightforward?
Self-employed, casual, new to the country, or a credit history you're worried about — tell us up front. It's far better to know early what's realistic than to find out after you've set your heart on something.
Can I trade my current car in?
Yes. We'll value it free of charge and, if you're happy with the number, put it toward the new one. You can also just sell it to us and walk.
Finance applications are subject to lender approval. Terms, conditions, fees and charges apply. Any figures we discuss are estimates until a lender formally approves your application. This information is general only and doesn't take your personal circumstances into account.
Let's work out your number.
Apply online and you could have an answer within 90 minutes — or send the form below and our finance team will come back to you.
